Primary Intelligence

FEBRUARY 22, 2023

The future of sales enablement is providing custom, rep-specific coaching in the flow of work. The availability of customer feedback at scale can also be used to measure the adoption of your company’s key messages, sales process, skills training, and enablement tools, providing feedback that shows impact on actual buying decisions.

Intelligence 104

Intelligence Intelligence Intellectual Property Loss 104

Data Hut

AUGUST 7, 2022

If you're an Amazon seller, you probably know that unauthorized third-party resellers are hurting your sales and stealing your brand's credibility. They can manipulate Amazon's algorithm to gain an unfair advantage over legitimate sellers and conduct unauthorized sales. Amazon is a massive marketplace with over 350 million products.

Intellectual Property 104

Intellectual Property Retail Sales Advantage 104

Alpha Sense BI

SEPTEMBER 6, 2023

You must ask questions about the sale or the business, as you need answers to the questions You might also need answers the documents don’t offer. However, some businesses are sold because of poor business practices or operating at a loss. Why are you selling the business? Is this your first attempt to sell the business?

Due Diligence 52

Due Diligence Intellectual Property Capital Loss 52

Wink Intel

NOVEMBER 2, 2021

The term financial professional is not intended to imply engagement in an advisory business in which compensation is not related to sales. Financial professionals that are insurance licensed will be paid a commission on the sale of an insurance product. Fixed index annuities are not a direct investment in the stock market. PR-95-8-21.

Intellectual Property 40

Intellectual Property Security Security Loss 40

Wink Intel

SEPTEMBER 1, 2023

North American Charter ® Plus 10 & 14 are flexible premium FIAs that offer growth potential for retirement assets as well as protection from losses due to downside market fluctuations. Source: Wink’s Sales & Market Report and LIMRA/Secure Retirement Institute). For more information, please visit here.

Intellectual Property 40

Intellectual Property Loss Sales Capital 40

Wink Intel

AUGUST 31, 2023

North American Charter ® Plus 10 & 14 are flexible premium FIAs that offer growth potential for retirement assets as well as protection from losses due to downside market fluctuations. Source: Wink’s Sales & Market Report and LIMRA/Secure Retirement Institute). For more information, please visit here.

Intellectual Property 40

Intellectual Property Loss Sales Capital 40

Wink Intel

NOVEMBER 22, 2022

They provide the potential for interest to be credited based in part on the performance of the specified index, without the risk of loss of premium due to market downturns or fluctuations. Diversification does not ensure a profit or protect against loss. Index annuities may not be suitable or appropriate for all individuals.

Intellectual Property 40

Intellectual Property Loss Research Banking 40

Wink Intel

MARCH 7, 2023

Assumptions The outlook for 2023 reflects: Corporate segment pre-tax operating losses of $(375)-$(425) million; U.S. These items will be quantified on earnings calls as they occur throughout 2023. 31, 2022; Interest rates follow forward curve as of Dec. 877-407-0832 (U.S.

Loss 40

Loss Intellectual Property Capital Globalization 40

Wink Intel

AUGUST 1, 2023

Second quarter highlights Strong Morningstar investment performance 3 with 71% of Principal investment options above median on a one-year basis, 62% on a three-year basis, 76% on a five-year basis, and 85% on a ten-year basis Retirement and Income Solutions (RIS) operating margin 4 of 36%; sales of $5.5 10.0% Incurred loss ratio 62.0%

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

MAY 30, 2022

The company does not undertake to update these statements, which are based on a number of assumptions concerning future conditions that may ultimately prove to be inaccurate.

Intellectual Property 40

Intellectual Property Capital Loss Banking 40

Wink Intel

JANUARY 30, 2023

Fourth quarter 2022 net loss attributable to Principal Financial Group ® , Inc. per diluted share, includes $514 million of loss from exited business. Non-GAAP net income attributable to PFG excluding loss from exited business 1 for the 12 months ending Dec. billion, or $18.85 per diluted share, includes $3.3 billion, or $6.66

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

MAY 6, 2024

Strong sales and net flows across our businesses are driving increases in both spread- and fee-based earnings, and Equitable is well-positioned to capitalize on the current favorable environment for growth,” said Mark Pearson, President and Chief Executive Officer. billion, led by robust sales of our spread-based buffered annuity.

Loss 40

Loss Capital Intellectual Property Security 40

Wink Intel

FEBRUARY 13, 2024

Full year and fourth quarter highlights Retirement and Income Solutions (RIS) full year sales increased 9% over 2022, including $2.9 billion of pension risk transfer sales; full year operating margin 4 of 39%; fourth quarter recurring deposits increased 12% from fourth quarter 2022 Principal Global Investors (PGI) managed AUM of $499.5

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

FEBRUARY 2, 2021

Retirement and Income Solutions (RIS) – Fee recurring deposits increased 7% over the prior year quarter and sales 2 were $3.2 Fourth quarter sales were $2.1 billion of pension risk transfer sales. RIS-Spread sales of $8.1 billion of pension risk transfer sales and $2.9 Individual Life had sales of $219.8

Loss 40

Loss Capital Intellectual Property Sales 40

Wink Intel

FEBRUARY 20, 2024

The RILA category has experienced rapid growth over the last few years, with total industry RILA sales forecasted to be at a record level between $44 to $48 billion in 2023 1 as advisors and consumers continue to find RILAs an attractive solution in the current market. Hindsight 20/20 strategy is only available on 6-year segments.

Intellectual Property 40

Intellectual Property Banking IT Retail 40

Wink Intel

AUGUST 7, 2024

billion, primarily driven by higher sales. Group Retirement (in millions, unless otherwise noted) Q2 2024 Q2 2023 Account value (in billions) $ 39.3 $ 35.0 Segment net flows 408 (20 ) Operating earnings (loss) 123 107 Account value increased by 12%, primarily due to market performance over the prior twelve months.

Loss 40

Loss Capital Intellectual Property Management 40

Wink Intel

MARCH 2, 2021

Incurred loss ratio. . . The outlook for 2021 reflects: Corporate segment pre-tax operating losses of $(330)-$(350) million; U.S. Pre-tax return on combined net revenue (at PFG share). . . Specialty Benefits. Premium and fees 7. Pre-tax return on premium and fees 7. . . 60 – 65%. Individual Life. Premium and fees.

Intellectual Property 40

Intellectual Property Loss Capital Banking 40

Wink Intel

AUGUST 9, 2022

Specialty Benefits premium and fees 3 increased 11% from the second quarter of 2021, from record sales, strong retention and employment growth. Individual Life business market sales increased 76% from the second quarter of 2021, demonstrating strength in the business and refreshed focus on the value proposition for business owners.

Loss 40

Loss Capital Intellectual Property Banking 40

Wink Intel

MAY 15, 2023

Premiums and deposits 1 grew 45% compared to the prior year quarter Base portfolio income 2 for our insurance operating businesses grew 23% while base yield 2 expanded 60 basis points compared to the prior year quarter Net loss of $459 million, or $0.70 Pension risk transfer sales were $1.5

Loss 40

Loss Security Security Capital 40

Wink Intel

NOVEMBER 14, 2022

We delivered robust sales and deposit flows across all four businesses and we are gaining momentum from some of the most attractive pricing conditions in recent history. Variable investment income (loss) – insurance operating businesses. . $. (1. Variable investment income (loss). . $. (13. 2,031. . . $. 1. ). . $.

Loss 40

Loss Capital Sales Retail 40

Wink Intel

NOVEMBER 6, 2023

billion in shareholder value through the sale of our international operations as we streamline our portfolio to focus on our businesses in the United States. “We Corebridge once again generated strong results, achieving a 28% increase in operating EPS and adding 230 basis points to adjusted return on average equity.

Loss 40

Loss Capital Security Security 40

Wink Intel

MAY 3, 2021

Our favorable investment performance, diverse and in-demand solution set, and expanding distribution partnerships resulted in increased sales and drove total net cash flow to $8.2 Retirement and Income Solutions (RIS) – Fee had record sales of $8.1 Incurred loss ratio. . Pre-tax operating earnings (losses). . .

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

AUGUST 8, 2023

Also, we believe the sale of Laya Healthcare unlocks significant value for shareholders and represents an important step in maintaining our focus on the life and retirement businesses in the United States. Pension risk transfer sales were $1.9 billion as of June 30, 2023 Financial leverage ratio of 28.0%

Loss 40

Loss Capital Security Security 40

Wink Intel

FEBRUARY 8, 2022

RIS – Spread sales of $2.4 billion of pension risk transfer sales. Specialty Benefits premium and fees 3 increased 9% from strong sales, retention, and in-group growth. RIS – Spread sales of $7.9 billion of pension risk transfer sales. Incurred loss ratio. Pre-tax operating earnings (losses).

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

MAY 2, 2022

Specialty Benefits premium and fees 2 increased 10% from record sales, strong retention and employment growth. Incurred loss ratio. million due to record sales, strong retention and employment growth. Incurred loss ratio decreased due to improved claims experience driven by dental. (in Pre-tax operating losses. .

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

OCTOBER 31, 2022

RIS – Spread sales of $1.7 billion of pension risk transfer sales. Specialty Benefits premium and fees 4 increased 12% from the third quarter of 2021, due to record year-to-date sales, strong retention, and employment growth. Incurred loss ratio. Pre-tax operating earnings (losses). Pre-tax operating losses.

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

FEBRUARY 22, 2023

“In the fourth quarter and throughout the year, our diversified business platform and broad reach enabled robust sales and attractive margins in fixed and fixed index annuities, in addition to strong performance realized across all our businesses. billion, a 118% decrease compared to the prior year quarter. .” APTOI was $2.2

Loss 40

Loss Sales Security Security 40

Wink Intel

MAY 11, 2021

Net income (loss) attributable to Holdings. Net income (loss) attributable to Holdings per common share. Non-GAAP operating earnings (loss). Non-GAAP operating earnings (loss) per common share (“EPS”). Operating earnings (loss). Operating earnings (loss). Operating earnings (loss). 822. . . $.

Loss 40

Loss Capital Intellectual Property Security 40

Wink Intel

AUGUST 9, 2022

Pearson continued, “Importantly, our clients continue to turn to Equitable and AB for solutions amidst the uncertain market outlook, evidenced by record sales in our retirement business, and continued demand for Equitable Advisors and Bernstein Private Wealth services.” Net income (loss) attributable to Holdings. .

Loss 40

Loss Capital Intellectual Property Security 40

Wink Intel

NOVEMBER 8, 2021

Net income (loss) attributable to Holdings. Net income (loss) attributable to Holdings per common share. Non-GAAP operating earnings (loss). Non-GAAP operating earnings (loss) per common share (“EPS”). Operating earnings (loss). Operating earnings (loss). Operating earnings (loss). 871. . . $.

Loss 40

Loss Capital Intellectual Property Finance 40

Wink Intel

AUGUST 10, 2021

Net income (loss) attributable to Holdings. Net income (loss) attributable to Holdings per common share. Non-GAAP operating earnings (loss). Non-GAAP operating earnings (loss) per common share (“EPS”). Operating earnings (loss). Operating earnings (loss). Operating earnings (loss). 869. . . $.

Loss 40

Loss Capital Intellectual Property Security 40

Wink Intel

FEBRUARY 23, 2021

Net income (loss) attributable to Holdings. . Net income (loss) attributable to Holdings per common share. . Non-GAAP operating earnings (loss). . Non-GAAP operating earnings (loss) per common share (“EPS”). . On a full year basis net income (loss) attributable to Holdings improved by $1.1 . $. 735. .

Loss 40

Loss Capital Intellectual Property Management 40

Wink Intel

AUGUST 3, 2021

Individual Life premium and fees growth reflects strong non-qualified COLI sales, which increased 61% from the prior year quarter. Incurred loss ratio. . million as growth in the business was more than offset by a higher incurred loss ratio in the current quarter. Pre-tax operating earnings (losses). . 21.6%. . . .

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

MAY 10, 2022

Net income (loss) attributable to Holdings. . . Net income (loss) attributable to Holdings per common share. . . Non-GAAP operating earnings (loss). . . Non-GAAP operating earnings (loss) per common share (“EPS”). . . Operating earnings (loss). . . Operating earnings (loss). . . 1.43. . .

Loss 40

Loss Capital Intellectual Property Security 40

Wink Intel

MARCH 8, 2022

Incurred loss ratio. . . The outlook for 2022 reflects: Corporate segment pre-tax operating losses of $(370)-$(400) million; includes a portion of the aforementioned stranded costs from the reinsurance transaction; U.S. Pre-tax return on combined net revenue (at PFG share). . . Specialty Benefits. Premium and fees 7. Assumptions.

Loss 40

Loss Capital Intellectual Property Banking 40

Wink Intel

AUGUST 8, 2023

Operating earnings (loss) 234 186 Account value increased by 17% primarily due to market performance and net inflows over the prior twelve months. billion in the quarter were higher over the prior year quarter with record sales of $3.6 Segment net flows (in billions) 1.5 1.2 Net inflows of $1.5 billion include $6.2

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

MAY 11, 2021

Net investment gains (losses). . . Net derivative gains (losses). . . Net income (loss). . $. Net income (loss) per share. . $. Net derivative losses amounted to $2.2 Sales were up 45 percent due to higher jumbo case activity. Sales were up 12 percent, primarily driven by UK longevity reinsurance.

Loss 40

Loss Capital Sales Security 40