Tue.Oct 01, 2024

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Solving IT’s identity crisis

CIO

Identity is a surprisingly complex issue in today’s world. Battles over political identities, confusion and activism regarding gender identities, and a surfeit of identity crises dominate headlines and social discourse. As such, fellow futurist Francis Fukuyama, author of Identity: The Demand for Dignity and the Politics of Resentment , insists that “Identity is a hallmark of our age.

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Strong annuity growth continues as reinsurers shift business offshore to Bermuda: AM Best

Wink Intel

US life/annuity (L/A) insurers have doubled their ceded reserves to $1.74 trillion between 2016 and 2023 driven by strong annuity growth on higher interest rates with an increasingly larger portion headed offshore, an AM Best report has disclosed. Recently, several private equity-owned insurers have started creating offshore reinsurance entities, resulting in approximately two-thirds of reserves ceded offshore go to affiliates.

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Rushing for AI ROI? Chances are it will cost you

CIO

Many organizations have struggled to find the ROI after launching AI projects, but there’s a danger in demanding too much too soon, according to IT research and advisory firm Forrester. Enterprises fixated on ROI will scale back prematurely, the firm predicts, as some IT leaders begin to realize that giving experiments more time to bloom may be more important than expecting a quick turnaround to value.

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Getting to know our Rates Wrangler Extraordinaire

Wink Intel

R ita, Rates Wrangler Extraordinaire, solicited a charitable contribution out of our CEO faster than any fundraiser in our history due to her love for volunteering at nonprofits. She specifically asked if she could take vacation the week of the Iowa State Fair before she was even hired (like food-on-a-stick much?!?) This former marketing support expert is ready to deliver when it comes to Wink’s participation rates, caps, spreads, fixed rates, and more.

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Gain a Competitive Edge With This Scenario Planning Toolkit

In a world where uncertainty and change are constant, scenario planning empowers companies with the agility and competitive edge needed to thrive. Download the toolkit to fortify your business strategy , set up your competitive positioning , and ensure your company is poised to respond to any future scenario.

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E-signatures should be easy. Here’s why most aren’t.

CIO

From human resources and finance to administration and customer service, e-signature software has become an essential tool in nearly every area of the business — and investment in these tools continues to grow. While 86% of IT leaders have allocated funds to e-signature software over the past year, 85% noted they would expand their investment over the next 12-18 months, according to IDC. [ 1 ] What’s prompting organizations to spend more on e-signature initiatives?

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¿Es posible ahorrar dinero y funcionar en una nube pública?

CIO

Basándose en el hype , se podría pensar que las empresas están huyendo de las plataformas en la nube como ratas de un barco que se hunde. La realidad es mucho más matizada. Según un estudio de Andover Intel, sólo un 9% de las empresas ha trasladado aplicaciones fuera de la nube. También descubrieron que menos del 3% de las empresas ven otra razón para la repatriación de la nube que no sea el coste, aunque más de la mitad expresaron cierta decepción por unos costes de la nube más elevados de lo p

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Demystifying Annuities: Expert Insights for Your Financial Future

Wink Intel

Curious about annuities but not sure where to start? In this month’s episode of the Retire Happy podcast, John Iammarino, RMA® and Thomas O’Connell RICP talk with Sheryl J. Moore , an international annuities expert, to break down everything you need to know—from the basics to the benefits and potential pitfalls. Whether you’re planning for retirement or simply looking to diversify your financial strategy, check out our latest episode to get clear, actionable insights on how annuities

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US port strike has CIOs prepping for supply chain implications

CIO

Dockworkers have launched a widespread strike at ports across the eastern US from Texas to Maine, with wages and automation topping their list of labor concerns. The stoppage, the first in decades, could cause price hikes and supply shortages , depending on how long it lasts, the AP reports. At midnight on Monday, roughly 45,000 workers, including longshoremen and women, walked off the job at ports up and down the Eastern seaboard, halting an enormous amount of shipping in the US.

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The Hidden Pitfalls of Cloud-Based Managed MySQL Services

Dataversity

Cloud-based managed MySQL data services are being aggressively marketed to organizations with the promise of streamlining their database management. These “managed data services” are an alternative to more traditional “non-managed data services” – software solutions with embedded intelligent proxies and cluster management using native MySQL run on-premises, in the cloud, or a hybrid cloud.

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Are Your Impact Comms Resonating With Stakeholders?

Whether your organization is at the start of its sustainability and impact journey or years into it, many brands share a common concern: the uncertainty of whether they are sending stakeholders mixed messages. Creating content that speaks to your audience's “love language” can be a tricky dance. But, worry not! 3BL has put together tips to ensure that your content not only finds its rhythm but also resonates with your target audiences.

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Download the Emerging Cybersecurity Issues Enterprise Spotlight

CIO

CISOs are preparing to ensure their organizations’ security in the age of artificial intelligence and getting ready for the implications of quantum computing on IT systems and enterprise software. CISOs are also experiencing career changes.

Security 711
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CFP Board Spars With Annuities Industry Over Fiduciary Regulation

Wink Intel

Will commission-based registered representatives and insurance agents really begin to turn away middle-income consumers if the professionals are forced to live with a fiduciary standard that requires them to put customers’ best interest before their own? Jason Berkowitz, a representative of the annuities industry, argued during a nationally broadcast Securities and Exchange Commission panel discussion last week that the answer is yes and that research shows that as many as 56% of professionals w

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How AI continues to reshape the cybersecurity arsenal

CIO

As civilization advances, so does our reliance on an expanding array of devices and technologies. With each passing day, new devices, systems and applications emerge, driving a relentless surge in demand for robust data storage solutions, efficient management systems and user-friendly front-end applications. This rapid pace of technological evolution mirrors the exponential growth of the human population and our insatiable thirst for innovation and convenience.

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iPipeline and FIDx Expanding and Strengthening Relationship to Deliver Holistic Annuity Platform

Wink Intel

EXTON & BERWYN, Pa.–( BUSINESS WIRE )– iPipeline ® , a leading provider of digital solutions for the life insurance and wealth management industries, and Fiduciary Exchange LLC (FIDx), a leading insurance technology provider, today announced an expansion of their relationship to offer wealth management firms and their advisors a more complete experience to help them research, open, and manage their annuity business through a digitized solution.

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7 Strategies to Gather (and Actually Use) Competitive Intel from Employees

Leaders in competitive intel know that the employees who interact with customers and prospects every day hold valuable competitive insights that could help win sales. But they don’t have a good plan or system to gather, organize, and share these insights with the stakeholders who need them. In this eBook, we outline 7 strategies to make it easier to build and scale an employee sharing program that will drive competitive advantage.

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Huawei Connect 2024: Reimagining a future powered by AI and industrial digitalisation

CIO

Huawei has conjured a grand vision: accelerate the integration of artificial intelligence (AI) into industries globally to intelligently drive transformation within each sector. Amid the rising demand for AI solutions and services across traditional industries globally, Huawei has set its sights on expanding their AI ecosystem to attract more enterprise clients.

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Annuity.com, Inc. Launches Consumer Portal to Meet Rising Demand for Annuities

Wink Intel

GILBERT, AZ, UNITED STATES, September 26, 2024 / EINPresswire.com / — Annuity.com , Inc. proudly announces the launch of its new consumer portal, Annuity.com, designed to meet the increasing demand for reliable information about annuities. As annuity sales surge—doubling since 2019—the new site provides a central resource for Americans seeking secure solutions for their retirement planning.

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74% of workers suggest employers to blame for their AI skills gap

CIO

AI is top of mind for workers who have an eye on how the technology will impact their day-to-day jobs and long-term career prospects. And for good reason as 92% of IT jobs are expected to be transformed by AI , rendering 74% of IT pros fearful that AI will make their skills obsolete. A recent survey from Skillsoft sheds additional light on these dynamics.

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Prudential launches Hispanic Market Campaign that includes market awareness training for financial professionals

Wink Intel

NEWARK, N.J. – Prudential Financial, Inc. (NYSE: PRU) has proudly launched a pilot campaign aiming to support Hispanic Americans with retirement planning and other financial needs. Referred to as the Hispanic Market Campaign, it includes market certification training for Prudential Advisors financial professionals to help them better understand the unique and diverse needs within the Hispanic market, underpinned by Spanish-language advertising that debuted on Telemundo this summer during the Oly

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What Regulations Will Impact Sustainability Comms in 2024?

Navigating the waters of sustainability reporting disclosures and regulations can be intimidating, to say the least. With various measures set in motion in 2023 to keep companies accountable, there is a lot in store for brands’ impact communication in the upcoming year. 3BL is kicking off this January with our Navigating ESG Comms Through the Cosmos - Capricorn Edition by highlighting the impact of: The U.S Securities and Exchange Commission (SEC) Climate disclosure rules The European Commission

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EU taps AI experts to develop compliance framework for AI regulations

CIO

The European Commission has appointed a group of AI specialists to outline how businesses should comply with forthcoming AI regulations. The group includes prominent figures like AI pioneer Yoshua Bengio, former UK government adviser Nitarshan Rajkumar, and Stanford University fellow Marietje Schaake. They will oversee four working groups, each focusing on different aspects of AI governance — transparency and copyright, risk identification and assessment, technical risk mitigation, and internal

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Sen. Warren Claims Insurance ‘Kickbacks’ Cost Retirement Savers Billion

Wink Intel

In a new report designed to support the Department of Labor’s embattled retirement security rule, Sen. Elizabeth Warren accuses the insurance and annuities industries of paying sales incentives and kickbacks that wind up costing customers billions of dollars. The report, entitled, “CANCUN, CRUISES AND CASH: How the Department of Labor’s New Retirement Security Rule Would End Insurance Industry Kickbacks that Cost Savers Billions,” is the culmination of an investigation Warren and her staff launc

Travel 40
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The future is hybrid

CIO

For years, cloud-first strategies have dominated the enterprise IT infrastructure landscape. Hyperscale at all costs was the rallying cry, with the flexibility of cloud-based solutions attracting forward-thinking corporate IT leaders in droves. In recent years, the narrative has shifted. Some businesses have started to recognize the downsides and tradeoffs of an all-in approach.

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New Bill Increases Social Security Death Benefit

Wink Intel

New legislation , the Social Security Survivor Benefits Equity Act, would increase the Social Security lump-sum death benefit from $255 to $2,900, indexing it for inflation annually thereafter. The bill, S.5178 , was introduced by Sen. Peter Welch, D-Vt., and is co-sponsored by Sens. Elizabeth Warren, D-Mass., and Bernie Sanders, I-Vt. Click HERE to read the full story via Think Advisor The post New Bill Increases Social Security Death Benefit appeared first on Wink, Inc.

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How to Stay Competitive in the Evolving State of Martech

Marketing technology is essential for B2B marketers to stay competitive in a rapidly changing digital landscape — and with 53% of marketers experiencing legacy technology issues and limitations, they’re researching innovations to expand and refine their technology stacks. To help practitioners keep up with the rapidly evolving martech landscape, this special report will discuss: How practitioners are integrating technologies and systems to encourage information-sharing between departments and pr

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12 Essential PR KPIs to Track

mention

The importance of data-driven PR can’t be overstated—it allows professionals to quantify their impact, justify budgets, and continuously improve their strategies. But knowing which metrics to stay on top of can be a challenge. KPIs, or Key Performance Indicators, guide teams towards achieving wider business goals, setting out quantifiable targets along the way to the final objective.

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Strong Stock Market Pushes Up Annuity Assets

Wink Intel

Stock market gains and retirement savers’ good feelings about stock funds pushed up U.S. asset totals in the second quarter. The overall total increased by 4.1% between the second quarter of 2023 and the latest quarter, to $2.4 trillion, according to the Investment Company Institute. Fixed annuity assets fell 4.3%, to $551 billion. Variable annuity assets increased by 6.8%, year over year, to $1.9 trillion.

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TIAA Retail Customer Data Exposed in Vendor Breach

Wink Intel

Personal information for almost 9,000 retail TIAA and TIAA-CREF Life Insurance customers was exposed in a hack that appears related to a breach that caught other financial services firms, according to a disclosure filed Friday with the Maine attorney general’s office. A TIAA support services vendor, Infosys McCamish Systems, was breached between Oct. 29 and Nov. 2, when IMS discovered the hack, according to a letter from TIAA to affected customers.

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Benchmarking Costs Climb as Regulators Demand More Disclosure

Wink Intel

With the introduction of increasingly sophisticated investment strategies and asset classes like derivatives and private credit, benchmarking costs have risen in recent years. Indeed, as markets have grown in size and complexity, so have the costs of using benchmarks, such as stock indexes or private peer group data, for comparing performance against broader market activity.

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What Questions Are Brands Asking About Their ESG Initiatives Ahead of 2024?

Temperatures are rising (and not just metaphorically) as key stakeholders anxiously anticipate the outcomes of COP28. While companies reconsider their 2024 environmental sustainability strategies, there is another aspect of ESG that deserves exploring, the social sector. In the latest edition of "Navigating ESG Comms Through the Cosmos - Sagittarius Edition", 3BL hones in on this sign’s bold quality of asking questions others are burning to know the answers to.