Tue.Nov 21, 2023

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7 steps for turning shadow IT into a competitive edge

CIO

Ask IT leaders about their challenges with shadow IT, and most will cite the kinds of security, operational, and integration risks that give shadow IT its bad rep. But for a select few, the deeper challenges of departmental technologies being funded, procured, and managed without IT involvement are the missed opportunities to better engage and fulfill departmental technology needs.

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HubSpot AI Tools Make Your Marketing Smarter

Weidert Group

Last week, members of Weidert Group's AI team presented to our Appleton HubSpot User Group (HUG) on HubSpot AI tools, emphasizing the growing importance of AI in marketing and sales. We covered HubSpot's current AI offerings and some upcoming improvements, and we shared practical demonstrations to help users better use artificial intelligence tools.

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Air Force CDAIO Eileen Vidrine on leading top-flight AI operations

CIO

Artificial intelligence is transforming the ways in which we do virtually everything. That includes how the United States fights wars, monitors threats, and safeguards the national defense. The role of AI has become so critical to military strategy and capability that the US Air and Space Forces appointed its first chief artificial intelligence officer this year.

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Correlation vs Causation Cartoon

Timo Elliot

Did you know that every single person who confuses correlation and causation ends up dying?! ?

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Prepare Now: 2025s Must-Know Trends For Product And Data Leaders

Speaker: Jay Allardyce, Deepak Vittal, and Terrence Sheflin

As we look ahead to 2025, business intelligence and data analytics are set to play pivotal roles in shaping success. Organizations are already starting to face a host of transformative trends as the year comes to a close, including the integration of AI in data analytics, an increased emphasis on real-time data insights, and the growing importance of user experience in BI solutions.

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Unleash the power of social listening to connect with Gen Z

Infegy

When it comes to consumer behavior, Generation Z or Gen Z is unlike previous generations. This demographic wields significant purchasing power, with an estimated $360 billion in disposable income. As a brand manager or marketer, it’s important to understand Gen Z’s unique needs and preferences in order to successfully target this important demographic.

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Third Quarter 2023 Annuity Sales

Wink Intel

Deferred Annuity Sales Total 3Q2023 deferred annuity sales were $78,616 million, compared with sales of $72,438 million for the third quarter of 2022. Third quarter deferred annuity sales were down more than 1% when compared to the previous quarter but up nearly 9% when compared to the same period last year. Non-Variable Deferred Annuity Sales Total 3Q2023 non-variable deferred annuity sales were $54,799 million, compared with sales of $48,845 million for the third quarter of 2022.

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Expert Insights: ESG Trends in TMT

Alpha Sense BI

As the environmental, social, and governance (ESG) landscape continues to shift and change, its importance to company stakeholders, consumers, and investment researchers has only continued to grow. Major developments are being made within the technology, media and telecommunications (TMT) industry by rapid innovations among hyperscalers in artificial intelligence (AI) and cybersecurity.

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Wink, Inc. Releases 3rd Quarter, 2023 Deferred Annuity Sales Results

Wink Intel

— FOR IMMEDIATE DISTRIBUTION — NEWS RELEASE STRUCTURED ANNUITIES ON PACE TO OUTSELL VARIABLE BRETHREN! Wink, Inc. Releases 3 rd Quarter, 2023 Deferred Annuity Sales Results Des Moines, Iowa. November 21, 2023 – Wink’s Sales & Market Report , the insurance industry’s #1 resource for annuity sales data since 1998, released its 105 th edition report for 2 nd Quarter, 2023.

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Holiday Season 2023 – Live Deals – Our Gift to You!

GrowbyData

Happy Holidays! The discounts, offers, and promotions below are our gift to you. We do not receive any financial benefit from the links or promo codes listed in this article. We simply want to use our own tools to offer something back to our community this holiday season. Whether you’re a savvy shopper seeking the best deals, an advertiser aiming to craft effective campaigns, or a retailer looking to optimize your pricing strategy, our expert team ensures that you have the latest promotion

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Gain a Competitive Edge With This Scenario Planning Toolkit

In a world where uncertainty and change are constant, scenario planning empowers companies with the agility and competitive edge needed to thrive. Download the toolkit to fortify your business strategy , set up your competitive positioning , and ensure your company is poised to respond to any future scenario.

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Retirees Need Simple, Stable Annuity Options: Corebridge

Wink Intel

Multi-year guaranteed annuities (MYGAs) are like the hammer in the carpenter’s toolbox. They’re so common they often get overlooked. But Bryan Pinsky, president of individual retirement at Corebridge Financial, said in a recent interview that Corebridge is happy to be in the multi-year market. Click HERE to read the full story via Think Advisor The post Retirees Need Simple, Stable Annuity Options: Corebridge appeared first on Wink, Inc.

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This one is making their presence known.

Wink Intel

If you all haven’t heard of Aspida , you better ask somebody. They are trying to make their presence in the indexed annuity market KNOWN. Their sales are up 60,033% from this time last year. Recognize. -sjm The post This one is making their presence known. appeared first on Wink, Inc.

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MassMutual to ‘wind down’ Haven Life amid poor results, high costs

Wink Intel

Massachusetts Mutual Life Insurance Co. said it will “wind down” its online Haven Life subsidiary, which offers term life insurance only. Over the “coming months,” MassMutual will shift direct access to MassMutual life insurance products from Haven Life to MassMutual.com, a spokesperson confirmed today. Created in 2015, Haven Life suffered from “lack of consumer adoption” and “high costs associated with customer acquisition” in the years since, the

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Paul Feldman: An Industry Trailblazer and Winner of 2023 NAILBA ID 20 Award

Wink Intel

The team at InsuranceNewsNet has a reason to celebrate. Our founder, publisher, and president Paul Feldman has been honored with the prestigious Insurance Distribution (ID) 20 Award. This award, given by the National Association of Independent Life Brokerage Agencies (NAILBA), a Finseca community, acknowledges the intelligent, creative, and innovative visionaries in our industry.

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Business Intelligence 101: How To Make The Best Solution Decision For Your Organization

Speaker: Evelyn Chou

Choosing the right business intelligence (BI) platform can feel like navigating a maze of features, promises, and technical jargon. With so many options available, how can you ensure you’re making the right decision for your organization’s unique needs? 🤔 This webinar brings together expert insights to break down the complexities of BI solution vetting.

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Financial fears encourage, inhibit life insurance sales

Wink Intel

People who have financial fears are more than five times more likely to say they want to buy life insurance, according to new research by LIMRA. However, at the same time, that research also found that interest in buying life insurance is often overstated as affordability is a common reason why people ultimately choose not to buy. “The financial fears that correlate with a motivation for buying are also a practical reason for not buying,” Jennifer Douglas, senior research director for LIMRA and

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LPL to Distribute Prosperity Life Indexed Annuity

Wink Intel

LPL Financial has agreed to offer a new indexed annuity from Prosperity Life Group to its 4.5 million clients. The WealthSecure Plus annuity is a single-premium, non-variable indexed menu. Click HERE to read the full story via Think Advisor The post LPL to Distribute Prosperity Life Indexed Annuity appeared first on Wink, Inc.

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Debate: Will the New DOL Fiduciary Rule Hurt Retirement Investors?

Wink Intel

The Department of Labor has released its proposed replacement for the definition of “investment advice fiduciary.” Under the proposal, a financial services professional would be classified as an investment advice fiduciary if (1) the provider offers investment advice or makes investment recommendations to a retirement investor, (2) for a fee or compensation and (3) the financial services provider makes the recommendation within a professional relationship in which an investor would reasonably ex

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Brighthouse Adds Indexed Annuity With Lifetime Income Rider

Wink Intel

A new family of annuities from Brighthouse Financial could help a client create a stream of retirement income that will increase along with prices. The Charlotte, North Carolina-based company introduced the Brighthouse SecureKey Fixed Indexed Annuities Monday. Click HERE to read the full story via Think Advisor The post Brighthouse Adds Indexed Annuity With Lifetime Income Rider appeared first on Wink, Inc.

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Are Your Impact Comms Resonating With Stakeholders?

Whether your organization is at the start of its sustainability and impact journey or years into it, many brands share a common concern: the uncertainty of whether they are sending stakeholders mixed messages. Creating content that speaks to your audience's “love language” can be a tricky dance. But, worry not! 3BL has put together tips to ensure that your content not only finds its rhythm but also resonates with your target audiences.

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How to Surrender One of Those Nasty Indexed Universal Life Insurance Policies

Wink Intel

Today, we are answering your questions on the speakpipe. If you want your question answered, leave us a message at whitecoatinvestor.com/speakpipe. For this episode, we talk about 401(k)s vs. SEP-IRAs, legal insurance, disability insurance, how to surrender an indexed universal life policy, and more. Click HERE to view The White Coat Investor Wink’s Moore on the Market: Not sure what his basis is, for saying that the insurance agent that sold her the IUL was posing as a financial advisor

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Model, Stylist Sue Advisors Over Cash-Value Life Advice

Wink Intel

Two clients have joined to sue their financial advisors over what the clients say were sales of unsuitable, illiquid cash-value life insurance arrangements. Leona Binx Walton, a fashion model, says the advisors sold her six life insurance policies with a total annual carrying cost of $87,506.36, after she had emphasized that she was uncertain about her income and needed liquidity, according to the complaint.

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Public hearing date set for DOL fiduciary rule; House GOP rallies in opposition

Wink Intel

The Department of Labor denied a request for an extension of a public comment period for its controversial fiduciary rule package. A public hearing will be held Dec. 12-13 in Washington, D.C. Public comments remain due by Jan. 2. In a letter last week, a group of trade associations asked for an extension of the public comment period, citing the precedent set by past DOL fiduciary rule proposals.

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How captive and independent agents are affected by the DOL rule

Wink Intel

The new Department of Labor fiduciary proposal is nearly 500 pages and has a lot of details. But the biggest fight is going to come down to how agents are regulated – and that goes for both independent and captive agents. Should the new fiduciary proposal become law, life will change for both of the two types of agents, said Fred Reish and Brad Campbell, partners at the law firm Faegre Drinker Biddle & Reath.

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How To Speak The Language Of Financial Success In Product Management

Speaker: Jamie Bernard

Success in product management goes beyond delivering great features - it’s about achieving measurable financial outcomes that resonate across the organization. By connecting your product’s journey with the company’s financial success, you’ll ensure that every feature, release, and innovation contributes to the bottom line, driving both customer satisfaction and business growth.

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Garrett again battles for DOL rule

Wink Intel

Sheryl Garrett, founder of the Garrett Planning Network, got a shout-out from President Obama in 2015 when he introduced a Department of Labor fiduciary rule. Click HERE to read the full story via InvestmentNews Wink’s Moore on the Market: I’m sorry. You lost me at “it’s virtually an irrevocable decision [to roll over funds to an indexed annuity].” Should it not be?

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Navigate your future with ease

Wink Intel

Could this be the right choice for you? Read tips from expert Sheryl J. Moore , Shareholder and CEO of the life and market research firm Wink, Inc. [link] The post Navigate your future with ease appeared first on Wink, Inc.

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Integrity Continues to Expand Reach Within Life Market by Partnering with Living Hope Life Group

Wink Intel

Leading insurtech platform continues to grow its life insurance distribution and strengthen partner network through partnership with productive and ambitious life insurance group DALLAS , Nov. 14, 2023 /PRNewswire/ — Integrity Marketing Group, LLC (“Integrity”), a leading distributor of life and health insurance, and provider of wealth management and retirement planning solutions, today announced it has partnered with Living Hope Life Group, an independent marketing organizat

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7 ‘Irrational’ Reasons People Avoid Annuities: Study

Wink Intel

The Center for Retirement Research at Boston College’s new special report about longevity starts with a simple fact: Over the past century, life expectancy has increased significantly around the world. In the United States, on average, a man alive at 65 is now expected to live an additional 17.5 years, while a woman is expected to live 21 more years.

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What Regulations Will Impact Sustainability Comms in 2024?

Navigating the waters of sustainability reporting disclosures and regulations can be intimidating, to say the least. With various measures set in motion in 2023 to keep companies accountable, there is a lot in store for brands’ impact communication in the upcoming year. 3BL is kicking off this January with our Navigating ESG Comms Through the Cosmos - Capricorn Edition by highlighting the impact of: The U.S Securities and Exchange Commission (SEC) Climate disclosure rules The European Commission