CIO

DECEMBER 27, 2023

Highly regulated, customer-centric, and dependent on layers of human involvement and manual processes, financial services are ripe for automation through artificial intelligence (AI). Those same characteristics, however, reveal the risks AI pose to this sector. So business technology leaders in financial services are carefully navigating a path toward AI.

Banking 531

Banking Commerce Technology Technology 531

Smart Data Collective

DECEMBER 27, 2023

AI is a clear gamechanger in the financial sector. A number of credit card companies are finding novel ways to apply AI to streamline many of their processes and offer higher quality services to their customers.

Marketing 288

Marketing Marketing Finance 288

Aqute Intelligence

DECEMBER 27, 2023

So, you seek comprehensive, insightful, and actionable competitive intelligence to outpace the competition. You're familiar with the industry titans – Gartner, Forrester, IDC – that provide a wealth of data and reports. You've likely seen their broad overviews, which outline the competitive landscape and give you some insight into who's in your niche.

Competitive Intelligence 130

Competitive Intelligence Competitive Intelligence Intelligence 130

Dataversity

DECEMBER 27, 2023

AI’s existential risk is no laughing matter: As much as the tech world tries to make sense of it all, nobody definitively knows whether the dystopian “control the world” hype is legit or just sci-fi. Before we even cross that bridge (real or not), however, we need to face a more immediate problem. We’re already […] The post Forget p(Doom): Here’s How to Hold AI Accountable by Creating an Inference Economy appeared first on DATAVERSITY.

Learning 59

Learning IT Information Management 59

Speaker: Jay Allardyce, Deepak Vittal, Terrence Sheflin, and Mahyar Ghasemali

As we look ahead to 2025, business intelligence and data analytics are set to play pivotal roles in shaping success. Organizations are already starting to face a host of transformative trends as the year comes to a close, including the integration of AI in data analytics, an increased emphasis on real-time data insights, and the growing importance of user experience in BI solutions.

Business Intelligence

Wink Intel

DECEMBER 27, 2023

Robin Raju is helping a company that has been a pillar of the U.S. life insurance industry get its fame back. Raju is the chief financial officer at Equitable Holdings, the New York-based company founded in 1859 that operated relatively quietly from 1992 through 2018, when it was controlled by AXA of Paris. Click HERE to read the full story via Think Advisor The post Market for These Annuities Looks ‘Exceptionally Robust’: Equitable appeared first on Wink, Inc.

Marketing 40

Marketing Marketing IT 40

Wink Intel

DECEMBER 27, 2023

Alicia Munnell, professor of management sciences at Boston College and director of its Center for Retirement Research, minces no words in her assessment of temporary benefit increases included in the newest proposed version of the Social Security 2100 Act. “It’s terrible,” she tells ThinkAdvisor in a recent interview. “That will cause dissatisfaction among workers who are entering the retirement phase. … [The act] is moving from a wonderful piece of legislation to a silly piece of legislation.

Security 40

Security Security Research Management 40

GrowbyData

DECEMBER 27, 2023

MAP, or Minimum Advertised Price, sets the benchmark for product pricing, representing the minimum allowed price for retailers or authorized sellers in the United States and Canada. For brand owners, preserving market value is crucial. A situation where a retailer, authorized seller, or unauthorized seller offers a price below the brand’s permitted limit can damage the brand’s reputation and credibility.

Retail 52

Retail Benchmarking Marketing Marketing 52

Wink Intel

DECEMBER 27, 2023

AnnuityNet — a company that helped move about $98 billion in annuity premium payments in 2022 — could soon have a new home. Ebix, AnnuityNet’s Johns Creek, Georgia-based parent, has filed for Chapter 11 bankruptcy protection because of problems with gift card operations in India. Click HERE to read the full story via Think Advisor The post Parent Problems Put AnnuityNet in Play appeared first on Wink, Inc.

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Wink Intel

DECEMBER 27, 2023

OLDWICK, N.J.–( BUSINESS WIRE )– AM Best has revised the outlooks to negative from stable and affirmed the Financial Strength Rating of B+ (Good) and the Long-Term Issuer Credit Rating of “bbb-” (Good) of SILAC Insurance Company (SILAC) (Salt Lake City, UT). These Credit Ratings (ratings) reflect SILAC’s balance sheet strength, which AM Best assesses as adequate, as well as its adequate operating performance, neutral business profile and marginal enterprise risk management (ERM).

Capital 40

Capital Profiling Sales Globalization 40

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Competitive

Wink Intel

DECEMBER 27, 2023

OLDWICK, N.J.–( BUSINESS WIRE )– AM Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICRs) of “a+” (Excellent) of Brighthouse Life Insurance Company (headquartered in Charlotte, NC), New England Life Insurance Company (Boston, MA) and Brighthouse Life Insurance Company of NY (New York, NY).

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Wink Intel

DECEMBER 27, 2023

OLDWICK, N.J.–( BUSINESS WIRE )–The U.S. life/annuity industry reported a 9.3% increase in total income during the first nine months of 2023 compared with a year earlier, driven by growth in premium and annuity considerations, as well as net investment income, according to a new AM Best report. This financial review is detailed in a new Best’s Special Report , “First Look: Nine-Month 2023 Life/Annuity Financial Results,” and the data is derived from companies’ nine-month 2023 inte

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Loss Capital Globalization Information 40

Wink Intel

DECEMBER 27, 2023

NEW YORK , Dec. 19, 2023 /PRNewswire/ — Participants electing lifetime income from TIAA Traditional , TIAA’s flagship annuity , in January 2024 will receive a historically high payout rate of 8.2%. “When you convert your savings into lifetime income with TIAA Traditional, you get a guarantee that you’ll have money coming in for life no matter how long you live,” said Colbert Narcisse, chief product and business development officer at TIAA. “For income s

Banking 40

Banking Security Security Education 40

Wink Intel

DECEMBER 27, 2023

OLDWICK, N.J.–( BUSINESS WIRE )– AM Best has affirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Ratings of “a+” (Excellent) of the U.S. life/health (L/H) subsidiaries of Aegon Ltd. (Bermuda) [NYSE: AEG]. Aegon Ltd.’s U.S. L/H companies are Transamerica Life Insurance Company (Cedar Rapids, IA) and Transamerica Financial Life Insurance Company (Harrison, NY) and referred to collectively as Aegon USA Group (Aegon USA).

Capital 40

Capital Loss Profiling Banking 40

Speaker: Evelyn Chou

Choosing the right business intelligence (BI) platform can feel like navigating a maze of features, promises, and technical jargon. With so many options available, how can you ensure you’re making the right decision for your organization’s unique needs? 🤔 This webinar brings together expert insights to break down the complexities of BI solution vetting.

Business Intelligence

Wink Intel

DECEMBER 27, 2023

The findings of a new research report point to both the promise and the peril of reliance on fiduciary financial professionals to guide clients to greater use of annuities. According to the analysis, advisors themselves tend not to recommend annuity purchases to their retirement clients, even as they broadly harbor concerns that some could run short of funds late in life.

Analysis 40

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Wink Intel

DECEMBER 27, 2023

The Department of Labor held hearings with stakeholders on December 12 and 13 to further solicit public comment on its retirement security rule proposal. Also known as the fiduciary rule proposal, the proposed changes would replace the current five-point fiduciary test with one that applies fiduciary status to many one-time transactions, including rollovers to individual retirement accounts, annuity sales and qualified retirement plan investment menu design.

Security 40

Security Security Sales IT 40

Wink Intel

DECEMBER 27, 2023

Human beings are living longer and healthier lives. By 2050, the over-50 population will reach 3.2 billion, or 33% of the world’s total population, according to the United Nations. For individuals, increased longevity is good news. Click HERE to read the full story via INN The post The power of life insurance in enabling tomorrow’s wealth transfer appeared first on Wink, Inc.

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Wink Intel

DECEMBER 27, 2023

Terrance Williams sees the start of 2024 as a milestone. That’s when the new TruStage Financial Group, Inc. president and chief executive officer wraps up the listening tour he’s been on and shifts to what he calls operating mode. Click HERE to read the full story via AM Best The post TruStage CEO Williams Sees 2024 as End of Intro Period, Shift to ‘Operating Mode’ appeared first on Wink, Inc.

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IT

Wink Intel

DECEMBER 27, 2023

Aspida started operations in June 2022 from a “clean shell” with no legacy blocks. Now the company says it’s on a $2 billion annual run-rate for new business as it focuses on bolstering its technology. Click HERE to read the full story via Best/s Review The post Annuities Newcomber Aspida Life Reaping Benefits of a Fruitful Market appeared first on Wink, Inc.

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Marketing Marketing Technology Technology 40

Wink Intel

DECEMBER 27, 2023

LINCOLN, Neb. and NEW YORK , Dec. 21, 2023 /PRNewswire/ — Midwest Holding Inc. (“Midwest”) (NASDAQ: MDWT ), a technology-driven life and annuity platform, and Antarctica Capital (“ Antarctica “), an alternative asset management firm, today announced the completion of the acquisition of Midwest by an affiliate of Antarctica.

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Capital Innovation Management Technology 40

Wink Intel

DECEMBER 27, 2023

Seven Senate Democrats are urging the Labor Department to extend the comment period on its new fiduciary rule proposal. In a letter sent late Wednesday to acting Labor Secretary Julie Su, the senators — including Joe Manchin, D-W.Va., and Ben Cardin, D-Md. — told Su that “given the broad impacts of this potential rulemaking, we are concerned that you are rushing this process.

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