Wink Intel

MARCH 7, 2023

Assumptions The outlook for 2023 reflects: Corporate segment pre-tax operating losses of $(375)-$(425) million; U.S. These items will be quantified on earnings calls as they occur throughout 2023. 31, 2022; Interest rates follow forward curve as of Dec. 877-407-0832 (U.S.

Loss 40

Loss Intellectual Property Capital Globalization 40

Wink Intel

MAY 30, 2022

The company does not undertake to update these statements, which are based on a number of assumptions concerning future conditions that may ultimately prove to be inaccurate.

Intellectual Property 40

Intellectual Property Capital Loss Banking 40

Wink Intel

FEBRUARY 13, 2024

14.8% Incurred loss ratio 61.0% million due to growth in the business and expense management discipline, partially offset by a higher incurred loss ratio. Incurred loss ratio increased to 61.0% Incurred loss ratio increased to 61.0% 15% Pre-tax operating losses increased $1.8 9% Operating margin 14 15.1%

Loss 40

Loss Capital Intellectual Property Globalization 40

CIO

MARCH 18, 2024

Given existing relationships with Webster Bank, that includes AWS and Microsoft. To find promising use cases, Webster Bank canvassed several dozen proposals and decided to start with three that could deliver tangible benefits. This ensures that none of our sensitive data and intellectual property are availed to an outside provider.”

Intellectual Property 835

Intellectual Property Banking Startups Technology 835

Wink Intel

AUGUST 1, 2023

10.0% Incurred loss ratio 62.0% million due to growth in the business and a decrease in the incurred loss ratio, partially offset by lower net investment income. Incurred loss ratio decreased primarily due to lower group life mortality and improved disability experience. 66% Premium and fees $750.2 12.5% 15.1%

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

AUGUST 9, 2022

Throughout the quarter, uncertainty over central banks tightening caused volatility in equity, interest rate, and foreign currency markets, which negatively impacted our results,” said Dan Houston, chairman, president, and CEO of Principal ®. Incurred loss ratio. Pre-tax operating earnings (losses). Pre-tax operating losses.

Loss 40

Loss Capital Intellectual Property Banking 40

Wink Intel

MARCH 2, 2021

Incurred loss ratio. . . The outlook for 2021 reflects: Corporate segment pre-tax operating losses of $(330)-$(350) million; U.S. Pre-tax return on combined net revenue (at PFG share). . . Specialty Benefits. Premium and fees 7. Pre-tax return on premium and fees 7. . . 60 – 65%. Individual Life. Premium and fees.

Intellectual Property 40

Intellectual Property Capital Loss Banking 40

Wink Intel

JANUARY 30, 2023

Fourth quarter 2022 net loss attributable to Principal Financial Group ® , Inc. per diluted share, includes $514 million of loss from exited business. Non-GAAP net income attributable to PFG excluding loss from exited business 1 for the 12 months ending Dec. 10.1% Incurred loss ratio 60.7% billion, or $18.85

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

MARCH 8, 2022

Incurred loss ratio. . . The outlook for 2022 reflects: Corporate segment pre-tax operating losses of $(370)-$(400) million; includes a portion of the aforementioned stranded costs from the reinsurance transaction; U.S. Pre-tax return on combined net revenue (at PFG share). . . Specialty Benefits. Premium and fees 7. Assumptions.

Loss 40

Loss Intellectual Property Capital Banking 40

Wink Intel

MAY 2, 2022

Incurred loss ratio. Incurred loss ratio decreased due to improved claims experience driven by dental. (in Pre-tax operating earnings (losses). . Pre-tax operating losses. . Pre-tax operating losses increased $35.2 Pre-tax return on premium and fees 9. 9.6%. . . . 11.1%. . . 65.9%. . . . 63.7%. . .

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

NOVEMBER 6, 2023

billion, a 13% decrease over the prior year quarter. I want to thank all of our employees and partners who made our first year as a public company such a successful one.“ billion, a 13% decrease over the prior year quarter.

Loss 40

Loss Capital Security Security 40

Wink Intel

OCTOBER 31, 2022

Incurred loss ratio. Excluding the significant variances outlined in Exhibit 1, pre-tax operating earnings decreased slightly due to an increase in the incurred loss ratio partially offset by growth in the business. Incurred loss ratio decreased due to improved claims experience, driven by lower COVID claims. Premium and fees.

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

AUGUST 8, 2023

Going into the second half of the year, we remain focused on executing our strategies and optimizing our capital to generate long-term growth in shareholder value.” billion as of June 30, 2023 Financial leverage ratio of 28.0% Life Fleet RBC Ratio estimated to remain above our 400% target Adjusted book value per share 1 of $36.44

Loss 40

Loss Capital Security Security 40

Wink Intel

MAY 3, 2021

Incurred loss ratio. . million primarily due to an increase in the incurred loss ratio. Incurred loss ratio increased primarily due to unfavorable COVID-19 related claims in the current quarter partially offset by lower dental claims due to provider office closures in the prior year quarter. (in Pre-tax operating losses. .

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

FEBRUARY 8, 2022

Incurred loss ratio. Incurred loss ratio decreased due to improved claims experience despite higher COVID-19 related claims in Group Life. Pre-tax operating earnings (losses). Pre-tax operating losses. Pre-tax operating losses increased $12.8 Pre-tax return on premium and fees 11. Premium and fees increased $54.9

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

AUGUST 3, 2021

Incurred loss ratio. . million as growth in the business was more than offset by a higher incurred loss ratio in the current quarter. Incurred loss ratio increased due to unfavorable COVID-19 related claims in the current quarter as well as lower dental claims due to provider office closures in the prior year quarter. (in

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

JANUARY 31, 2022

s IRT business; loss of key vendor relationships or failure of a vendor to protect information of our customers or employees; the company’s enterprise risk management framework may not be fully effective in identifying or mitigating all of the risks to which the company is exposed; and global climate change.

Capital 40

Capital Intellectual Property Retail Loss 40

Wink Intel

FEBRUARY 2, 2021

Incurred loss ratio. . Incurred loss ratio increased primarily due to COVID-19 impacts and favorable claims in the prior year quarter. Pre-tax operating earnings (losses). . Pre-tax operating losses. . Pre-tax operating losses decreased $14.1 . $352.2. . (17)%. Premium and fees 10. . 2,364.8. . 2,327.2. .

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

FEBRUARY 8, 2022

The Hartford defines increases or decreases greater than or equal to 200%, or changes from a net gain to a net loss position, or vice versa, as “NM” or not meaningful. point improvement in the Commercial Lines underlying loss and loss adjustment expense ratio before COVID-19 incurred losses to 56.5%

Loss 40

Loss Capital Security Intellectual Property 40

Wink Intel

NOVEMBER 8, 2021

In Asia, we launched Singapore’s first in market flexible digital retirement plan with DBS Bank. In Hong Kong, APE sales increased 12% reflecting strong growth in our bank channel, demand from mainland Chinese visitors through our Macau branch and an expanded agency force. In the U.S., securities regulators.

Globalization 40

Globalization Business Management Intellectual Property 40

Wink Intel

FEBRUARY 14, 2022

billion increase in net income attributed to shareholders in 2021 was driven by gains from investment-related experience (compared with losses in the prior year) and growth in core earnings. Singapore APE sales increased 51%, reflecting double-digit growth across agency, bank and broker channels. billion in 2021, up $1.2

Globalization 40

Globalization Sales Loss Management 40